عنوان مقاله [English]
Background and objective: In this paper, after a brief mention to the demographic changes in Iran and the world, Diseases and their costs in aged population, and necessity of insurance coverage for elderly, we will review in detail the experiences of America, Singapore, Australia and Japan about health insurance coverage for elderly.
Methods: This is a review article. Relevant materials selected from published works and sites and analyzed. The databases of Web of Science, Science Direct, Google Scholar, Springer and Google were explored using the key words aged population, health insurance for elderly, Medicare, Elder shield, long-term care insurance and palliative care.
Results: Ageing population has forced several countries to design and implement variety of health insurance programs for elderly. Medicare in USA, Elder shield in Singapore, palliative care in Australia, and long-term care in Japan are major health insurance programs among part of the developed world.
Conclusion: The aging of population has increased chronic diseases and can impose high financial burden on elderly. Using insurance programs for covering health care costs of elderly is a reliable method and certain insurance programs can increase physical, emotional and economic welfare of elderly.